This calculator shows works in two modes selected in "I want to know:" area. If you choose "What will happen if I pay extra" the software will calculate when you will pay off this debt and how much interest you will payto the bank as opposed to your current debt plan.
If you choose "How to be debt-free after" option the calculator will show you how much you need to pay monthly in order to pay off your debt after the desired time period.
Your current debt balance, the annual interest of your loan and the current monthly payment are required fields.
The calculator uses monthly compounding formula which makes the results most accurate for mortgage-type loans.
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